For ecommerce and retail brands doing $1M+
In 20 business days: 2026 fully analyzed, every problem diagnosed with exact instructions to fix it, and a game plan to increase profitability in 2027.
Phil is the owner of Multiply and has been an entrepreneur for 16 years. The vision of Multiply is to bridge the knowledge gap between the entrepreneur & the business finances. Creating more cash-flow for the business and more wealth for the entrepreneur.
The recognition
Another year where Q4 has to save the business and hopefully there's enough to get you through Q1.
People left. Products you bet on didn't move. Costs you didn't see coming showed up. Debt crept up and taxes were another gut punch. And here you are in the fall, breaking even, staring down a Q4 that has to go right - because if it doesn't, 2027 will dig a deeper hole.
Meanwhile you're already prepping product plans for spring.
It's a lot to carry and you probably feel like you're carrying it all by yourself.
Your signature and personal guarantee is on every loan, PO, credit card, lease…
The diagnosis
I promise you there is cash in your business. It's just leaking or hidden at every level.
The list can go on and on.
The two games
1
You have to build a product people want, increase attention around it, and be an expert at converting that attention.
2
Your business has to have margin discipline and cash strategy.
Most brands only do #1 and leave #2 to chance.
If you're wondering where your cash is, we have to get in the weeds.
We have to solve the complex problem with a simple solution.
You can stay on the break-even hamster wheel forever. I've experienced it personally.
Notice I said we need to get into the weeds, not you.
Why now and not January
If you want to have a different 2027, then you have to actually do something different.
Get ahead of it. Be proactive.
Do you really think you'll have the energy needed to do this work after the chaos of Q4?
Something is going to happen. Something will break. It always does.
And you'll be fighting that fire instead of doing this work… again.
You probably already feel it. 2027 is already here.
What you need is help.
You need a non-emotional plan that is clear, understandable, and achievable.
You NEED to be the entrepreneur. Your plan can't take 50% of your time to understand.
You need to be building the brand. The product. The team.
But all of that needs a foundational plan to execute against.
Sharpen the axe now. Then when it's time to chop, you chop more efficiently.
In 20 business days, without pulling you out of your busiest quarter, you get the exact financial health assessment of your business, what's broken and how to fix it, where cash and margins are leaking, and a prioritized plan to increase profit in 2027.
You stop guessing. Stop relying on a Q4 miracle. Start the year strong.
What you get
1
Every month, every channel, the actuals your current financial model is producing. A source of truth that's more reliable than Shopify reports, unreadable financial statements, or whatever dashboard your ad agency sends you.
$3,000 value2
Every issue we find, why it's important, and the steps to correct it. Written to be executed: by us or by your team. Includes The Handoff Package if you want it, so you're never the one translating our findings to your people: everything organized and documented so your existing bookkeeper can execute without us. If you'd rather we run it, we can.
$5,000 value3
Understand how cash moves through your business. See how timing affects everything. See cash and margin leaks, sized and ranked by what it's costing you annually.
$3,000 value4
The prioritized sequence of moves to get profitable and cash-flowing, specific to your business. What to do first, what it's worth, who needs to own the task, and when. Paired with a high-level 2027 forecast that shows each month's path, including seasonality trends, to at least 5 points of increased profit. Built from your own numbers and trends. On a $2M brand that's $100,000.
$7,500 valueThe subset of fixes that change your cash position inside 30 days. You don't wait for 2027 to feel this. (included)
Total value
$18,500
Your investment, starting at
$2,500
Bonus
How much you can actually take out, structured against your real cash cycle, so you stop guessing what's safe to pull and start paying yourself on purpose.
That's $21,000 of value, starting at $2,500.
Core areas of analysis
Every finding verified by a Senior Accountant or Controller before it reaches you. Not a bookkeeper. Not software output.
Proof
New pricing structure built off real margin data. Profitability up more than 10%.
Her bookkeeper was double-booking wholesale sales. She'd been overpaying taxes on revenue that didn't exist.
We nailed down his true COGS margin by product. He was able to make product pricing and cost adjustments to raise his average gross margin by 11%.
We verified his business model and true cash position. With that clarity he was confident enough to increase inventory spend - and grew month-over-month sales 40% within 45 days.
The guarantee
We work with you until you can understand your numbers and you're holding the plan that gets you (at least) 5% more profit in 2027.
If that takes longer than 20 business days, we keep going at no charge until it's done. No extra invoices, no scope conversation. And you're not invoiced until the plan is in your hands.
If we can't find a path to 5% more profit in your business, you don't pay - and you keep everything we produced.
And if you bring us on for the cleanup or the ongoing work afterward, your $2,500 comes off the first invoice.
What you actually do
You run Q4. We run this in the background.
Availability
Booking
30 minutes. We'll talk about where your business actually is and whether The Year-End Reset is the right move. If it isn't, I'll tell you.